It is easy to pay all bills both via the app and online banking. It can also be convenient to register monthly bills for direct debit, ensuring that they are paid automatically on the due date.
If you require extra funds to bridge the gap caused by unexpected expenses, you can apply for an Aukaklán loan in the app and smooth repayment across up to 5 years. The funds are deposited to your account or credited to your credit card immediately.
The app allows you to change your overdraft limit or initiate a gradual lowering of the overdraft, or increase the authorisation on a credit card. If you need to smooth credit card bills across multiple repayment dates, this can be done simply and quickly through Landsbankinn online banking.
If new housing is in the cards, housing loans can be applied for online. You complete a credit assessment on Landsbankinn’s website and then apply for a loan using an automated process. Once that is done, a Bank advisor will call you.
Vehicle loans can be applied for with a car dealership using an electronic signature or by contacting the Customer Service Centre. If the loan amount exceeds ISK 2.2 million for an individual or ISK 4.4 million for married couples/common-law spouses, an electronic credit assessment can be downloaded from landsbankinn.is in a matter of minutes.
If you believe you might not be able to make payment on your bills, it is always best to contact the Bank sooner rather than later. Landsbankinn can offer various solutions. Advice on a myriad of financial issues can be obtained by calling the Customer Service Centre, chatting via web messenger or emailing.
Not a Landsbankinn customer? Simply download the Landsbankinn app and use electronic ID to become a customer.